Bridging Loan

1.25% Interest Rate

The purpose of this loan is to assist members with the construction of residential and/or commercial properties with a repayment period of one year.

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At a Glance

Interest Rate
1.25%
Loan Amount
$20,000 – $500,000
Repayment Term
Up to 1 yrs (1–12 months)

Rates and terms are subject to approval. Contact us for full details.

Before You Apply

Loan Requirements

Make sure you have everything ready to get your application approved quickly.

Requirements Checklist

  • Building plans and approvals
  • Land title or deed
  • Contractor quotations
  • Valid ID and proof of income
  • Debt Service Ratio maximum 45%

Pro Tip: Having all documents ready before you visit speeds up your approval significantly. Contact us if you need help gathering any of these.

Why Choose This Loan

Key Features

Designed with your financial wellbeing in mind

  • Interest Rate: 1.25%

  • Repayment period: 1 year (12 months)

  • Debt Service Ratio: Maximum 45%

  • For residential and commercial construction

  • Short-term construction financing

  • Can transition to mortgage loan