Vehicle Loan

4.00% Interest Rate

Helps members purchase their ideal vehicle. Available for new or foreign-used vehicles (local used vehicles) not older than four years, with a repayment period of up to seven years.

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At a Glance

Interest Rate
4.00%
Loan Amount
$10,000 – $300,000
Repayment Term
Up to 7 yrs (12–84 months)

Rates and terms are subject to approval. Contact us for full details.

Before You Apply

Loan Requirements

Make sure you have everything ready to get your application approved quickly.

Requirements Checklist

  • Valid driver's license
  • Vehicle quotation or valuation
  • Proof of insurance
  • Vehicle must not be older than 4 years
  • Debt Service Ratio maximum 45%

Pro Tip: Having all documents ready before you visit speeds up your approval significantly. Contact us if you need help gathering any of these.

Why Choose This Loan

Key Features

Designed with your financial wellbeing in mind

  • Interest Rate: 4% per annum

  • Repayment period: Up to 7 years (84 months)

  • Debt Service Ratio: Maximum 45%

  • Vehicle age limit: Not older than 4 years

  • Available for new and foreign-used vehicles

  • Local used vehicles eligible