Mortgage Loan

1.00% Interest Rate

Supports members in achieving homeownership with repayment period up to 60 years. Low interest rate of 1% on the reduced balance.

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At a Glance

Interest Rate
1.00%
Loan Amount
$50,000 – $5,000,000
Repayment Term
Up to 60 yrs (60–720 months)

Rates and terms are subject to approval. Contact us for full details.

Before You Apply

Loan Requirements

Make sure you have everything ready to get your application approved quickly.

Requirements Checklist

  • Property valuation
  • Land title or deed
  • Building approval (if applicable)
  • Valid ID and proof of income
  • Debt Service Ratio maximum 45%

Pro Tip: Having all documents ready before you visit speeds up your approval significantly. Contact us if you need help gathering any of these.

Why Choose This Loan

Key Features

Designed with your financial wellbeing in mind

  • Interest Rate: 1% on reduced balance

  • Repayment period: Up to 60 years (720 months)

  • Debt Service Ratio: Maximum 45%

  • Supports purchase and construction

  • Property serves as collateral

  • Professional valuation required