Financial Solutions Tailored for You

Discover the perfect loan to help you achieve your goals, with competitive rates and flexible terms.

All Loan Products

Explore our complete range of loan products tailored to meet your needs

Christmas Loan

1.50% APR
Christmas Loan

Offers financial assistance during the holiday season with a maximum loan of $20,000 and repayment period of two years.

Loan Amount

$1,000 - $20,000

Term

1 - 24 months

Emergency Loan

1.00% APR
Emergency Loan

Provides financial aid during emergencies with a maximum amount of $10,000, repayable over one year. Balance must be settled before obtaining a new loan.

Loan Amount

$500 - $10,000

Term

1 - 12 months

Mortgage Loan

1.00% APR
Mortgage Loan

Supports members in achieving homeownership with repayment period up to 60 years. Low interest rate of 1% on the reduced balance.

Loan Amount

$50,000 - $5,000,000

Term

60 - 720 months

Ordinary Loan

1.00% APR
Ordinary Loan

A loan designed for general purposes with flexible terms based on your share holdings. Interest rate is 1% on the reduced balance for loans within shares/policy.

Loan Amount

$500 - $50,000

Term

36 - 96 months

Seasonal Loan

1.25% APR
Seasonal Loan

Designed to assist members during specific seasons with a maximum loan amount of $20,000 and repayment period of two years.

Loan Amount

$1,000 - $20,000

Term

1 - 24 months

Vehicle Loan

4.00% APR
Vehicle Loan

Helps members purchase their ideal vehicle. Available for new or foreign-used vehicles (local used vehicles) not older than four years, with a repayment period of up to seven years.

Loan Amount

$10,000 - $300,000

Term

12 - 84 months

Bridging Loan

1.25% APR
Bridging Loan

The purpose of this loan is to assist members with the construction of residential and/or commercial properties with a repayment period of one year.

Loan Amount

$20,000 - $500,000

Term

1 - 12 months

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All Loan Products

Explore our complete range of loan products tailored to meet your needs

Christmas Loan

Christmas Loan

1.50% APR
Christmas Loan

Offers financial assistance during the holiday season with a maximum loan of $20,000 and repayment period of two years.

Loan Amount

$1,000 - $20,000

Term

1 - 24 months

Emergency Loan

Emergency Loan

1.00% APR
Emergency Loan

Provides financial aid during emergencies with a maximum amount of $10,000, repayable over one year. Balance must be settled before obtaining a new loan.

Loan Amount

$500 - $10,000

Term

1 - 12 months

Mortgage Loan

Mortgage Loan

1.00% APR
Mortgage Loan

Supports members in achieving homeownership with repayment period up to 60 years. Low interest rate of 1% on the reduced balance.

Loan Amount

$50,000 - $5,000,000

Term

60 - 720 months

Ordinary Loan

Ordinary Loan

1.00% APR
Ordinary Loan

A loan designed for general purposes with flexible terms based on your share holdings. Interest rate is 1% on the reduced balance for loans within shares/policy.

Loan Amount

$500 - $50,000

Term

36 - 96 months

Seasonal Loan

Seasonal Loan

1.25% APR
Seasonal Loan

Designed to assist members during specific seasons with a maximum loan amount of $20,000 and repayment period of two years.

Loan Amount

$1,000 - $20,000

Term

1 - 24 months

Vehicle Loan

Vehicle Loan

4.00% APR
Vehicle Loan

Helps members purchase their ideal vehicle. Available for new or foreign-used vehicles (local used vehicles) not older than four years, with a repayment period of up to seven years.

Loan Amount

$10,000 - $300,000

Term

12 - 84 months

Bridging Loan

Bridging Loan

1.25% APR
Bridging Loan

The purpose of this loan is to assist members with the construction of residential and/or commercial properties with a repayment period of one year.

Loan Amount

$20,000 - $500,000

Term

1 - 12 months

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