Christmas Loan

1.50% Interest Rate

Offers financial assistance during the holiday season with a maximum loan of $20,000 and repayment period of two years.

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At a Glance

Interest Rate
1.50%
Loan Amount
$1,000 – $20,000
Repayment Term
Up to 2 yrs (1–24 months)

Rates and terms are subject to approval. Contact us for full details.

Before You Apply

Loan Requirements

Make sure you have everything ready to get your application approved quickly.

Requirements Checklist

  • Active membership
  • Valid ID
  • Proof of income
  • Debt Service Ratio maximum 45%

Pro Tip: Having all documents ready before you visit speeds up your approval significantly. Contact us if you need help gathering any of these.

Why Choose This Loan

Key Features

Designed with your financial wellbeing in mind

  • Maximum loan amount: $20,000

  • Interest Rate: 1.5% on reduced balance

  • Repayment period: 2 years (24 months)

  • Debt Service Ratio: Maximum 45%

  • Seasonal availability

  • Quick approval process